All of us have those one or two people on the list that are just so difficult to shop for. Either that or you have a bunch of people, like your coworkers or your nieces and nephews that are so numerous that you just don’t have the time to pick that perfect gift for each of them. This is where gift cards come in. A little more memorable then cash, gift cards are a great way to give someone a present that they will use and enjoy.
Right now, for a limited time, Chase is waiving the fee for their Visa gift cards and shipping them for free. This is a savings of $4.95 per card. If you have some graduations or a wedding coming up this might be a good deal for you. Chase allows you to personalize the gift by adding the recipients name and one of 18 messages to the card.
You might also want to keep in mind that the purchase of these gift cards would count towards reward credit card spending bonuses. For example, a while back I wrote about a SouthWest Airlines Rapid Rewards Card. With this card you get a FREE roundtrip flight on SouthWest Air or AirTran after you spend $1000 dollars in the first three months of membership. That’s potentially a $400 value.
If you bought ten $25 gift cards from chase you would be 1/4 of the way to earning your FREE roundtrip flight. Do some of your holiday shopping now and lock in those rewards. Everyone wins.